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Everyone’s got a small business or side-hustle these days. It’s not only because of the...
The truth is you don’t have to know your love language to have a good and healthy relat...
After scouring the internet for the best ways to borrow money, choosing the best person...
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Everyone’s got a small business or side-hustle these days. It’s not only because of the rising prices of basically everything (onions, anyone?), but also because most small businesses allow people to do what they love while getting paid. That certainly beats relying on your day job as your only source of income.
It may be scary at first to take the leap but setting it up gets a whole lot easier if you get a Tonik Big Loan! Whether this’ll be your first-time side-hustling or you’re just looking for…
The truth is you don’t have to know your love language to have a good and healthy relationship. It doesn’t guarantee that you and your partner will live happily ever after either (sorry for the downer, luv, we're just being real).
Still, figuring it out can guide you as you navigate the world of romance - because everyone knows how messy romance can be.
You know what else can get messy? Your finances! This Valentine’s, let’s sort out your love life and your financial life in one fell swoop.
In this blog, we'll talk about…
After scouring the internet for the best ways to borrow money, choosing the best personal loan for you, and preparing your loan application requirements, you finally got yourself an approved loan offer! Way to go, luv – now you can start funding that dream, chase that goal, or cover any emergency that may come your way.
But before you spend that cash, it’s important to know everything…
There's no doubt that the idea of getting a personal loan is exciting. After all, who wouldn't want to get a truckload of cash within a short amount of time?
When done right, a loan can be the key to various wants and needs such as fulfilling your goals, growing needs, or home renovation projects. This is especially true in the Philippines, where - let's face it - money can be hard to come by.
But before you can get your hands on that sweet, sweet bread, you have to prepare your personal loan requirements.
Personal loan…
Fintech
Fintech has changed the way we live for the better. This is true not only in the Philippines, but the entire world as well. However, innovations are never without their challenges. There’s the lack of existing infrastructure and fear of change, just to name a few.
That’s something Tonik CEO Greg Krasnov and GCash CTO Pebbles Sy know all too well. As the individuals behind two of the biggest fintechs in the Philippines, they were able to share an abundance of insights during a panel discussion at the Tech In Asia Conference 2022 last September 21.
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In case you missed it—Future Finance Manila 2022, a forum dedicated to the digital transformation journeys of Retail Banks and Insurers across the Philippines, was held last July 28 at Crowne Plaza Galleria, Quezon City. The live forum had the most esteemed speakers to talk about their respective companies and important issues on the country’s digital landscape, one of them being none other than our very own Tonik Country President, Long Pineda.
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Times have changed. Find out how you can get the best bank customer service in the Philippines – the Neo way!
A bank is a sacred place. It’s where one of people’s most valued possessions is stored. Money.
Money has roamed the earth far longer than any human has lived. Be it in the form of silver, gold, or paper bills, you can’t deny the power and influence that money has brought into our world. And because of money’s vast influence in our lives, the need to protect it is a must. Which is why people created banks.
Banks safekeep the…
Like anyone else, we hate trust issues. You can sleep soundly knowing you and your money are safe in the Tonik App, luvs. Here’s why.
Cyber security is one of the biggest things to consider when choosing the mobile banks to place your money in. After all, nobody would ever want their hard-earned cash lost due to weak security measures and outdated systems. Nowadays, multiple cases of cyber security issues have been hitting local news more and more frequently, such as data breaches, phishing scams, system hacking, and the like. We get how scary this must be for customers…
Savings
We’ve said it before—as much as we love LUV, it’s not the only thing that keeps a relationship healthy and strong. There’s a lot of room to grow together with your partner, and yep, that includes financially! Check out these 6 tips to build on your finances with that special somebody.
When you’re in a relationship, you tend to be swept away by the intense emotions of it all. And why wouldn’t you, since love does make you do the craziest things? But when the honeymoon phase is over, it’s high time to think about the long term and where you want this…
Recession again? Just when we all thought we were coming out on the brighter end of the tunnel, it seems like we’re off to singing another Annie Lenox song..wait for it -here comes the rain again! But don’t you fret because recessions don’t have to hit so hard if you can prepare and manage your lifestyle and expenses for it, luv!
Since 2020, the Philippines has been in a drawn-out recession, aggravated by the economic impact of the pandemic and other global events. Prices for goods and commodities have been rising, prompting some politicians to advise Filipinos to…
Have you ever smiled and nodded through a date, without understanding what they’ve been talking about? Well, feel free to ask questions, luv. You’re getting to know your potential partner, after all.
It’s the same for personal finance. Before entering a relationship with a bank, you have to know what you’re getting into. So when they’re showing off bank interest rates, don’t just smile and nod.
Let’s scrape the sugar off all that sweet talk and see what they really have to offer.
…
Strengthen your Neo Romance this Valentine's Day with Tonik's 4.5% interest p.a. Group Stash for two!
It’s time to get busy with your partner...and reach your financial goals earning 4.5% interest p.a. when the both of you open a LUV STASH with Tonik!
Let's get real—while love is a great thing to have with that special someone in your life, it isn’t enough to get the fire burning in a (neo) romance! If you ask us about it, there are a lot of other ingredients to keep your relationship strong. You’ve got trust, good communication, honesty, compatibility...and let’s not forget the most basic ingredient: financial stability!
Let’s be honest, love ain’t…
Loan
Everyone’s got a small business or side-hustle these days. It’s not only because of the rising prices of basically everything (onions, anyone?), but also because most small businesses allow people to do what they love while getting paid. That certainly beats relying on your day job as your only source of income.
It may be scary at first to take the leap but setting it up gets a whole lot easier if you get a Tonik Big Loan! Whether this’ll be your first-time side-hustling or you’re just looking for more profitable…
After scouring the internet for the best ways to borrow money, choosing the best personal loan for you, and preparing your loan application requirements, you finally got yourself an approved loan offer! Way to go, luv – now you can start funding that dream, chase that goal, or cover any emergency that may come your way.
But before you spend that cash, it’s important to know everything about loan repayments. Here we’ll help…
There's no doubt that the idea of getting a personal loan is exciting. After all, who wouldn't want to get a truckload of cash within a short amount of time?
When done right, a loan can be the key to various wants and needs such as fulfilling your goals, growing needs, or home renovation projects. This is especially true in the Philippines, where - let's face it - money can be hard to come by.
But before you can get your hands on that sweet, sweet bread, you have to prepare your personal loan requirements.
Personal loan requirements may seem tedious and a waste of…
A lack of knowledge about personal loans can lead to irresponsible borrowing habits. Even worse, it can lead to the fear of ever learning about your options which can open up opportunities.
Large loan amounts, low interest rates, and long installment periods can get almost anyone to commit blindly without reading the fine print or doing the proper research.
At the very least, you should at least know the different types of personal loans. Here in the Philippines, we have secured and unsecured loans.
What makes them different? What are the advantages and disadvantages of…
Lifestyle
The truth is you don’t have to know your love language to have a good and healthy relationship. It doesn’t guarantee that you and your partner will live happily ever after either (sorry for the downer, luv, we're just being real).
Still, figuring it out can guide you as you navigate the world of romance - because everyone knows how messy romance can be.
You know what else can get messy? Your finances! This Valentine’s, let’s sort out your love life and your financial life in one fell swoop.
In this blog, we'll talk about…
It’s the new year, hun! Forget what your bad 2023 horoscope is saying and welcome the new year with optimism so you can make your money grow this year.
You may have that bucket list down, but what about your financial resolutions? Who will finance that super long list of things you want to achieve? And before you hit that X button, no, this blog is not just for beginners. Just as your closet needs spring cleaning, so do your financial habits and planning strategies.
Let’s make that “New Year, New Me” statement a reality by going over a few…
Still aren’t sure about going NEO? Learn why you’re gonna LUV banking with us at Tonik and get acquainted with our tasty cocktails from our Tonik Series while at it!
Have you heard yet, luvs? Tonik just turned 1 and we’re celebrating our first ever Purpleversary all month-long this March! We’ve come a long way from a year ago and have achieved multiple milestones since then, including becoming the first neobank in Southeast Asia and the first neobank in the Philippines to be granted a digital banking license by the Bangko…
Filipino ladies all over the country have been killing it at their careers. Now it’s time to take charge of your finances as well. Here’s how.
Who run the world? Girls! This statement ain’t just from a popular song, luv, but it also rings true, especially for women in the Philippines. Throughout the years, Filipino ladies have been kicking ass at various workplaces and industries that have been previously dominated by men. More and more opportunities have been opening in different careers for women thus making this once-underestimated sex more independent in their…