Tonik Quick Loan

Fall in love with achieving your goals with us!

Build your bank credit and unlock new opportunities today.

google play app store
Flex your lifestyle upgrade with a Tonik Bank Quick Loan and enjoy additional features below:
High maximum loan amount​
Start small and unlock higher amounts
No hidden bank fees
No hidden bank fees
Safe and secure
Safe and secure- compliant with Data Privacy and BSP regulations
How to get an Quick Loan from Tonik Bank:​
Download app
1. Download the Tonik App

Complete the onboarding process. When you have a Tonik Account, click the Loans tile and tap on Quick Loan.

upload documents
2. Upload requirements

Provide the required information and documents. Follow all on-screen instructions.

3. Accept the offer

Confirm your loan details, accept the offer if you agree, and virtually sign the necessary documents.

4. Wait For loan disbursement

The full loan amount will be disbursed to your Tonik Account in no time. That’s all, luv. Enjoy!

Eligibility and Requirements
  • 23 to 58 years old
  • Filipino nationality
  • Philippine resident
  • Valid ID
  • Tonik Savings Account
  • Minimal requirements
  • Valid Taxpayer Identification Number (TIN)
You can apply up to P20,000 with up to a maximum term of 12 months

How much do you need?

Max amount ₱20,000

Choose an installment period

Your monthly installments

Your monthly installments


Actual amount may change

Note: Quick Loan Interest Rate can be as low as 4.84% monthly add-on rate with payment terms of up to 12 months.
Get more from your Quick Loan with our new service

Eligibility and Requirements

Hi there, luv! The insurance plan is available to all Tonik borrowers who meet these criteria: 
  • Be in good health
  • 18 to 65 years old
  • Meet the minimum loan amount requirement
  • Fill out required declaration form
Follow these steps to add
PayHinga to your Quick Loan
Digital Phone
1. Open your Tonik App, go to Loans > Quick Loan 
upload documents
2. Upload requirements
submit your requirements
3. Submit your requirements and click “I’m ready!”
4. Choose your installment period and click "Continue with PayHinga."
read the details
5. Read the details of Tonik PayHinga and click "I want to be protected." 
6. Read the summary of your loan application and click "Sweet, I accept" 
on-time payment
7. Once you have 3 consecutive on-time payments, you can activate PayHinga on your loan dashboard and enjoy your payment holiday!
Check out the installment terms and add-on interest rates here
Note: Actual interest rate will depend on the loan installment term.
Get a Quick Loan now!