Tonik Quick Loan
Fall in love with achieving your goals with us!
Build your bank credit and unlock new opportunities today.
Flex your lifestyle upgrade with a Tonik Bank Quick Loan and enjoy additional features below:
Start small and unlock higher amounts
No hidden bank fees
Safe and secure- compliant with Data Privacy and BSP regulations
How to get a Online Loan from Tonik Bank:
1. Download the Tonik App
Complete the onboarding process. When you have a Tonik Account, click the Loans tile and tap on Quick Loan.
2. Upload requirements
Provide the required information and documents. Follow all on-screen instructions.
3. Accept the offer
Confirm your loan details, accept the offer if you agree, and virtually sign the necessary documents.
4. Wait for loan disbursement
The full loan amount will be disbursed to your Tonik Account in no time. That’s all, luv. Enjoy!
Eligibility and Requirements
- 23 to 58 years old
- Tonik Savings Account
- Filipino nationality
- Minimal requirements
- Philippine resident
- Valid Taxpayer Identification Number (TIN)
- Valid ID
- Proof of Income
You can apply for as much as P250,000 with up to 24 months
installment period
How much do you need?
Max amount ₱250,000
Choose an installment period
6
mos
9
mos
12
mos
18
mos
Your monthly installments
Your monthly installments
₱ 3,690.73
Actual amount may change
Note: Quick Loan Interest Rate can be as low as 1.7% monthly add-on rate with payment terms of up to 18 months.
Get more from your Quick Loan with our new service
Eligibility and Requirements
Hi there, luv! The insurance plan is available to all Tonik borrowers who meet these criteria:
- Be in good health
- 18 to 65 years old
- Meet the minimum loan amount requirement
- Fill out required declaration form
Follow these steps to add
PayHinga to your Quick Loan
PayHinga to your Quick Loan
1. Open your Tonik App, go to Loans > Quick Loan
2. Upload requirements
3. Submit your requirements and click “I’m ready!”
4. Choose your installment period and click "Continue with PayHinga."
5. Read the details of Tonik PayHinga and click "I want to be protected."
6. Read the summary of your loan application and click "Sweet, I accept"
7. Once you have 3 consecutive on-time payments, you can activate PayHinga on your loan dashboard and enjoy your payment holiday!
Check out the installment terms and add-on interest rates here
Note: Actual interest rate will depend on the loan installment term.
Get a Quick Loan now!
