Tonik Account
| Balance | Rate (per annum) |
|---|---|
| End of Day Balance | 0.1% |
Solo Stash
| Balance | Rate (per annum) |
|---|---|
| End of Day Balance | 3.25% |
Group Stash
| Balance | Rate (per annum) | Rate (owner + at least 2 participants) |
|---|---|---|
| End of Day Balance | 4.5% | 3.75% |
Time Deposit
| Term | New Rate effective August 24, 2026 onwards |
|---|---|
| 6 months | 4% + 1% p.a.** |
| 9 months | 3.50% + 1% p.a.** |
| 12 months | 3.50% + 1% p.a.** |
| 18 months | 3.50% + 1% p.a.** |
| 24 months | 3.50% + 1% p.a.** |
Rates above are effective August 24, 2026. Additional rate of 1% p.a. is conditional and will only be given at payout if you maintain a minimum of ₱10,000 ADB every month in your Tonik Savings Account throughout the tenor period.
