Tonik Account
| Balance | Rate (per annum) |
|---|---|
| End of Day Balance | 1.00% |
Solo Stash
| Balance | Rate (per annum) |
|---|---|
| End of Day Balance | 4.00% |
Group Stash
| Balance | Rate (per annum) | Rate (owner + at least 2 participants) |
|---|---|---|
| End of Day Balance | 4.00% | 4.50% |
Time Deposit
| Term | New Rate effective August 24, 2026 onwards |
|---|---|
| 6 months | 4% + 1% p.a.** |
| 9 months | 3.50% + 1% p.a.** |
| 12 months | 3.50% + 1% p.a.** |
| 18 months | 3.50% + 1% p.a.** |
| 24 months | 3.50% + 1% p.a.** |
Rates above are effective August 24, 2026. Additional rate of 1% p.a. is conditional and will only be given at payout if you maintain a minimum of ₱10,000 ADB every month in your Tonik Savings Account throughout the tenor period.
