It's your first base getting in on the action
Your Tonik Account is your main account. It'll give you the satisfaction of also having 5 Stashes and 5 Time Deposit accounts within the Tonik App. You're going to love how you can move, organize, and personalize your cash.
This is banking as it's meant to be. Surely, this will keep our love alive!
How to Cash In and Cash Out
Transaction Fees
Channel |
Cash-in |
Cash-out |
|---|---|---|
| InstaPay | varies depending on sending bank | FREE |
| PESONet | varies depending on sending bank | FREE |
| Local Bank Debit Card | 2.5% of cash-in amount | N/A |
| BPI Direct | ₱30 | N/A |
| UnionBank Direct | ₱30 | N/A |
| 7-Connect | ₱30 | N/A |
| CLiQQ | ₱30 | N/A |
| Other Tonik Account | FREE | FREE |
| SM Business Center | ₱30 | N/A |
| M. Lhuillier | ₱30 | ₱50 |
| Cebuana | ₱30 | ₱50 |
| Mastercard ATMs (using Tonik Debit Card) |
N/A | FREE* |
*An ATM access fee of up to P250 may be charged from your account upon ATM withdrawal.
Please note: Other banks may charge additional fees for transfers via InstaPay and PESONet.
Please check with your other banks.
Fire up the savings engine!
Deposits are insured by PDIC up to ₱500,000 per depositor.