Put your cash in a Stash – a high interest-earning savings product offered by Tonik Digital Bank, the Philippines’ first fully licensed digital bank regulated by the Bangko Sentral ng Pilipinas (BSP). Made for Filipino residents, Stashes let you safely plan and save for whatever you want. Think of it as having separate savings pockets for whatever you want, from weekly dinner dates to monthly getaways!
Grow your savings (not feelings) with competitive interest rates. Plus, keep funds secure with PDIC-insured deposits up to ₱1 Million per depositor. Let’s stop right here. Getting too giddy!

Thinking of going solo or group? Here’s the difference:

  • Solo Stash – Your personal savings pocket for your top-secret goals, no one can add or withdraw cash but you!
  • Group Stash – Your shared savings pocket with family and friends you trust. Anyone can add cash, but only the creator can withdraw.
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If you want to do it alone, you can opt for a Solo Stash. If you want to make it more exciting, go invite others to join you in a Group Stash. Just Stash the way you want to.
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Get Solo Stashing with 4% interest p.a.

Solo Stashes are personal. You get to decide for which savings goals the Stashes would be for. The clarity in your mind as you allocate your cash into different Stashes... now, that's really something.

To get the most out of Stashing, you can open a maximum of 5 Stashes (combined Solo and Group), so you can save up for multiple goals at any given time.

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Start Group Stashing with as much as 4.5% interest p.a.

Group Stashes are social. Saving up for your #SquadGoals has never been this fun. Invite your family and friends to join your Group Stash, so they can contribute to whatever it is that you're saving up for. Why do it alone, when it's more fun to do it with others?

Tonik Account holders who accept the invitation to be a member of a Group Stash can only add money to the said stash. Only Group Stash creators will be able to actually withdraw the funds.

Get stashing now!
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Deposits are insured by PDIC up to ₱1 Million per depositor.