Time Deposit Accounts

Watch your money thrive. Hello, 5.50%.

Good things come to those who save. Never settle for average when Tonik always give you MORE. Time to try that 5.5!

Enjoy as much as 5.50% interest p.a. for your Time Deposit accounts.

Grow your savings (not feelings). Open up to 5 Time Deposits, choose your own terms, and earn up to 5.50% to help secure your financial future!

Learn More

Worried about not being able to access your money during emergencies?

Your Time Deposit won't be on #Lockdown. You can pull out anytime. No Document Stamp Tax (DST) if you withdraw within 5 days after opening. Early withdrawal after 5 days will still give you 1% interest p.a. - why? Because, luv, we care.

We Always Have Your Best Interest at Heart.

Choose the Time Deposit term and interest rate that's right for you!

You can start with ₱5,000 and get up to 5.50% p.a. What's it gonna be?

See for yourself using our Time Deposit Calculator.

How much will you invest?

Enter any value between P5,000 to P100,000

How long will we grow your money?

6

mos

4.50 %

9

mos

5.00 %

12

mos

5.50 %

18

mos

5.00 %

24

mos

5.00 %

Your earnings from interest

Your will earn in Interest

₱ 113.42

Before Taxes

Discover Time Deposits!

Get the tonik app

Scan the QR code to download the app

You'll be redirected outside of the Tonik website.
We wish you a smooth app download!