They say love gives you wings...

We'd really rather give you 6. An annual interest rate that will take your time and money to new heights. No beating around the bush. Just freakin' 6 percent.

Fall in love with your Tonik Account

Time Deposit

From a scale of 1 to 5, you are a 6. Never settle for anything less.
Especially for interest rates. Just like you, your hard-earned money deserves better. It's about time that you have better options. Our 6% annual interest rate for Time Deposit is our biggest ever. We know size matters!
Solo Stashes
Put your cash in a stash! Make your money work for you 4 times harder than with your regular savings account. Our 4% annual interest rate allows you to save and save and save and save. Yeah, big savings right here. How big is big? Experience it for yourself!
Solo Stashes
Put your cash in a stash! Make your money work for you 4 times harder than with your regular savings account. Our 4% annual interest rate allows you to save and save and save and save. Yeah, big savings right here. How big is big? Experience it for yourself!
Get Solo Stashin'
Group Stashes
Wow, you are still reading through our website. Have you already downloaded our app? Well, we have another new thing for you to try out. This allows you to save with a group for #SquadGoals. When there's group savings to do, your squad should go Group Stashin'!
Group Stashes
Wow, you are still reading through our website. Have you already downloaded our app? Well, we have another new thing for you to try out. This allows you to save with a group for #SquadGoals. When there's group savings to do, your squad should go Group Stashin'!
Have more fun Group Stashin'

 

Quick Loan
Quick Loan
No collaterals, no credit history, no problem.
Loans are made easy with Quick Loan! Get approved in 15 minutes with minimal documents and no credit history needed.
Apply for a Quick Loan

 

Shop Installment Loan
Shop Installment Loan
Bigger purchase, pay in installments!
Want something? We gotchu. Have your dream purchase in 15 minutes with Shop Installment Loan.
Buy with Shop Installment Loan
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Onboarding is literally a quickie
5 minutes is all it takes to get onboarded the Tonik App. No second round needed.
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We're a different kind of bank, where your limit is your imagination
Think of what higher interest rates can do for you. Picture it - or better yet add that photo to your Stash. Make that vision come true. Make a fund transfer today.

Security

A neo standard for account security that will make you love us even more
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Our partners are global market leaders:

Don't just take our word for it…

Open communication is key to making our neobanking romance work.

Share your thoughts, luv. We'll be waiting. We’re here for you 24/7.