Fall in love with BIG savings of up to 6% p.a. at Tonik Bank

Time Deposit

From a scale of 1 to 5, you are a 6. Never settle for anything less.

Especially for interest rates. Just like you, your hard-earned money deserves better. It's about time that you have better options. Our 6% annual interest rate for Time Deposit is our biggest ever. We know size matters!

Enjoy all the 6 with Time Deposit

Solo Stashes

Put your cash in a stash! Make your money work for you 4 times harder than with your regular savings account. Our 4% annual interest rate allows you to save and save and save and save. Yeah, big savings right here. How big is big? Experience it for yourself!

Solo Stashes

Put your cash in a stash! Make your money work for you 4 times harder than with your regular savings account. Our 4% annual interest rate allows you to save and save and save and save. Yeah, big savings right here. How big is big? Experience it for yourself!

Get Solo Stashin'

Group Stashes

Wow, you are still reading through our website. Have you already downloaded our app? Well, we have another new thing for you to try out. This allows you to save with a group for #SquadGoals. When there's group savings to do, your squad should go Group Stashin'!

Group Stashes

Wow, you are still reading through our website. Have you already downloaded our app? Well, we have another new thing for you to try out. This allows you to save with a group for #SquadGoals. When there's group savings to do, your squad should go Group Stashin'!

Have more fun Group Stashin'

Quick Loan

No collaterals, no credit history, no problem.

Loans are made easy with Quick Loan! Get approved in 15 minutes with minimal documents and no credit history needed.

Apply for a Quick Loan

Shop Installment Loan

Bigger purchase, pay in installments!

Want something? We gotchu. Have your dream purchase in 15 minutes with Shop Installment Loan.

Buy with Shop Installment Loan

Onboarding is literally a quickie

5 minutes is all it takes to get onboarded the Tonik App. No second round needed.

Get your hands on the Tonik App

We're a different kind of bank, where your limit is your imagination

Think of what higher interest rates can do for you. Picture it - or better yet add that photo to your Stash. Make that vision come true. Make a fund transfer today.

Live your dreams with Tonik