Fall in love with BIG savings - get up to 6% interest p.a.
Take your banking relationship to a whole new level. Get access to innovative products with interest rates that will leave you rockin' and rollin'! Saving for your dreams in the #NeoNormal has never been this easy. Satisfaction guaranteed!
Start your neobanking romance now!
They say love gives you wings...
We'd really rather give you 6. An annual interest rate that will take your time and money to new heights. No beating around the bush. Just freakin' 6 percent.
Fall in love with your Tonik AccountTime Deposit
From a scale of 1 to 5, you are a 6. Never settle for anything less.
Especially for interest rates. Just like you, your hard-earned money deserves better. It's about time that you have better options. Our 6% annual interest rate for Time Deposit is our biggest ever. We know size matters!
Solo Stashes
Put your cash in a stash! Make your money work for you 4 times harder than with your regular savings account. Our 4% annual interest rate allows you to save and save and save and save. Yeah, big savings right here. How big is big? Experience it for yourself!
Solo Stashes
Put your cash in a stash! Make your money work for you 4 times harder than with your regular savings account. Our 4% annual interest rate allows you to save and save and save and save. Yeah, big savings right here. How big is big? Experience it for yourself!
Get Solo Stashin'
Group Stashes
Wow, you are still reading through our website. Have you already downloaded our app? Well, we have another new thing for you to try out. This allows you to save with a group for #SquadGoals. When there's group savings to do, your squad should go Group Stashin'!
Group Stashes
Wow, you are still reading through our website. Have you already downloaded our app? Well, we have another new thing for you to try out. This allows you to save with a group for #SquadGoals. When there's group savings to do, your squad should go Group Stashin'!
Have more fun Group Stashin'
Quick Loan
Quick Loan
No collaterals, no credit history, no problem.
Loans are made easy with Quick Loan! Get approved in 15 minutes with minimal documents and no credit history needed.
Shop Installment Loan
Shop Installment Loan
Bigger purchase, pay in installments!
Want something? We gotchu. Have your dream purchase in 15 minutes with Shop Installment Loan.
Onboarding is literally a quickie
5 minutes is all it takes to get onboarded the Tonik App. No second round needed.
We're a different kind of bank, where your limit is your imagination
Think of what higher interest rates can do for you. Picture it - or better yet add that photo to your Stash. Make that vision come true. Make a fund transfer today.
Security
A neo standard for account security that will make you love us even more
With 3D Secure (3DS) from Mastercard SecureCode, you're able to prevent fraud when making online payments.
Lock your card, block online transactions, and manage your card limits - these are under your control.
Secure access to your Tonik Account by using Face ID or Touch ID. No need for passwords to verify your identity.
Our partners are global market leaders:
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Don't just take our word for it…
October 17, 2023
Tonik Introduces Insurance
September 21, 2023
Tonik Named Best Customer Service Digital Bank
August 25, 2023
Tonik Grows Shop Installment Loan with Home Along
June 05, 2023
Tonik Hits 1M customers
February 27, 2023
PUBLIC ADVISORY: New Clause Added to Tonik Digital Bank’s Loans Terms and Conditions
December 05, 2022
Filipino Neobank Tonik Snaps Up Fintech TendoPay
December 05, 2022
Tonik acquires TendoPay
December 02, 2022
Philippine digibank Tonik to acquire B2B fintech firm TendoPay
December 02, 2022
Tonik acquires TendoPay, enters employee benefits market
December 02, 2022
Tonik Financial acquires PH business of Tendo Payment Solutions
November 17, 2022
Tonik unveils new revolutionary all-digital loans
November 14, 2022
Tonik unveils two new all-digital lending products
November 11, 2022
Tonik furthers credit inclusion leadership in PH by unveiling new revolutionary all-digital loans
November 09, 2022
Tonik unveils all-digital loans
November 09, 2022
Tonik furthers its credit inclusion leadership in the Philippines by unveiling new revolutionary all-digital loans
October 17, 2022
Tonik recognized as one of the top fintechs in the world
Open communication is key to making our neobanking romance work.
Share your thoughts, luv. We'll be waiting. We’re here for you 24/7.
Hotline: +632 5322 2645