Tonik Solar Loan
Because those electricity bills aren't funny!
Get the tonik app
Scan the QR code to download the app
We wish you a smooth app download!
Switch to solar and get an exclusive 5% discount when you're a Tonik customer.
Solar power, made easier
Borrow up to
P250,000
Get as low as 1.36%
add-on monthly interest rate
Flexible loan terms:
24, 36, 48 months
Minimum of 10% downpayment
with minimal processing fees
Accredited solar merchants
Get financing for your residential solar panels, inverters, and batteries through a Tonik-accredited solar merchant.
Minimal documents required:
only 1 valid ID + income documents
What's Tonik Solar Loan?
A loan made for purchasing and installing a residential solar power system through a Tonik-accredited solar merchant.
From panels to batteries, get the solar setup your home needs and pay it back in monthly installments.
Plus, enjoy an exclusive 5% discount just for being a Tonik customer!
Finance your solar setup with Tonik
Solar Power System Installation
Get your system installed through a Tonik-accredited solar merchant.
Solar Panels
Harness the power of the sun for your home.
Batteries
Store energy for when you need it.
Inverters
Convert solar energy into usable power.
How to get a Tonik Solar Loan
1. Download the Tonik App
Download the Tonik App and complete the onboarding process.
2. Visit Solviva's Website to Get Started
Visit Solviva's website to begin your solar purchase journey.
3. Complete Solviva's Initial Assessment
A Solviva agent will conduct a site visit to recommend the right solar system for you. You may also be asked to submit documents as part of Solviva's initial assessment.
The documents collected by Solviva are for their initial assessment and are separate from Tonik's credit evaluation.
4. Scan your Tonik Loan QR Code
Once your solar system is finalized, your Solviva agent will generate a QR code for you to scan. This will take you to the Tonik loan application.
5. Complete your Tonik Loan Application
Provide the required information and documents, and complete the loan application process.
6. Accept your Loan Offer and Proceed with Solviva's Installation Process
Once approved, accept your loan offer. Then, coordinate with your Solviva agent for the installation process.
You can apply for as much as ₱250,000 with up to 48 months installment period
How much do you need?
Max amount ₱250,000
Your monthly installments
Your monthly installments
Actual amount may change
You're a perfect match if you are:
A Filipino
Currently employed or have a business
23 to 64 years old
The lawful owner or occupant of the property where the system will be installed
Pay your loan, your way, luv!
Choose what works best for you.
Pay using your Tonik account
EASY & FAST!Top up your Tonik Account, then tap "Pay Now" to settle your monthly installment. Easy peasy, luv!
Tip: Don't forget to top up early to earn interest!
Online Channels
Pay online anytime, anywhere.
Bills Payment
App and Online Partners
Offline Partners
Pay at kiosks or over-the-counter at any of our partners.
We're into it, luv. 💜
Tonik Solar Loan is a secured loan that helps you purchase and install a residential solar power system through a Tonik-accredited solar merchant—without paying the whole thing upfront. Your solar system simply serves as collateral while you pay in manageable monthly installments.
And because we like to keep things sunny: stay on top of your repayments to keep your solar setup right where it belongs—with you. 😉 Missed payments may lead to collection activities and, as provided in your loan agreement and applicable laws, the financed solar equipment may eventually have to make its way back to us. ☀️
Here's the rundown, luvs:
- New or existing Tonik client — sana all, either way you're welcome
- Currently employed or running your own business
- Filipino citizen
- 23 to 64 years old upon loan maturity
- The lawful owner or occupant of the property where the solar equipment will be installed
One more thing — all applications are still subject to credit underwriting, so approval isn't automatic just because you check these boxes. 💜
Right now, you can borrow from ₱50,000 to ₱250,000 for your solar setup — the exact amount you get depends on your offer and approval, so it's not a one-size-fits-all number. Just a heads up, this range isn't set in stone forever. Tonik may adjust it under our prevailing risk policy. Thanks for understanding, luvs! ☀️💜
You've got options, luv — 24, 36, or 48 months, depending on your approved offer. (Just a heads up: Tonik may tweak these terms from time to time based on our risk policy.)
As low as 1.36% monthly add-on — the exact rate depends on your approved offer.
Yep, minimum 10% down, subject to your loan arrangement. We won't expect you to shell out anything more than that for the downpayment!
Easy — pay straight from the loan tile in your Tonik App, or top up your Tonik Savings Account (TSA) before your due date so the payment is automatically debited from your TSA. You'd need to have the sufficient amount in your TSA though!
Yes! Full early payment is available via the Tonik App or our Contact Center — just follow the process.
Ready to power your home with solar?
Apply for Tonik Solar Loan now!
Get the tonik app
Scan the QR code to download the app
We wish you a smooth app download!
Deposits are insured by PDIC up to ₱1 Million per depositor.
