What is Tonik's cut-off time for processing PESONet transfers?

Tonik will process transfers made before 4PM within the same business day.

If the transfer was made after the 4PM cut-off or on a holiday, the transaction will be processed on the next business day.

For transfers made after 4PM on Fridays and during weekends, Tonik will process these on the next Monday, granted it's not a holiday