What is Tonik?

Tonik is the first neobank in the Philippines.

As a neobank, access to our banking products and services is conveniently at the palm of your hands through the Tonik App. We operate on a fully digital platform which means unlike other brick-and-mortar banks, we are not limited within physical branches.

We are supervised by the Bangko Sentral ng Pilipinas (BSP) and your savings with us is insured by the Philippine Deposit Insurance Corporation (PDIC).

Deposits are insured by PDIC up to P500,000 per depositor.