What does it mean by total aggregate credit limit?

The "Total Aggregate Credit" of an account refers to the total fund crediting (such as cash-in/deposit or fund transfer/movement) to an account. An account that has not fulfilled the documentary requirement, by regulation, is subject to a total aggregate credit limit of P100,000 annually. When you hit the total aggregate credit limit of your Tonik Account, you will be unable to top-up or receive money from other people and banks, and unstash (withdraw) your Stash.