What is ADB (Average Daily Balance)?
ADB (Average Daily Balance) is the sum of all your TSA balances at the end of each day for that month, divided by the total number of days in that month.
Scenario 1: A Tonik customer has below ADB requirement (month of April 2025). Hence, customer is ineligible March 2025: Php 10,000 April 2025: Php2,000 May 2025: Php12,000 June 2025: Php20,000 July 2025: Php13,000 August 2025: Php10,000 | Scenario 2: A Tonik customer has met the ADB requirement for 6 months. Hence, customer is eligible. March 2025: Php 10,000 April 2025: Php12,000 May 2025: Php12,000 June 2025: Php20,000 July 2025: Php13,000 August 2025: Php10,000 |