I have reached the total aggregate credit limit and I do not have any of the accepted ID. What can I do?

Your Tonik Account will be unable to receive money from any source (other banks, Tonik customers, and your Stashes when you unstash them) until you have uploaded an accepted government-issued ID. If you do not wish to upgrade your account or plan to have any of the accepted IDs so that the limit is removed, you may opt to close your Tonik Account.