When will my CGL and CGD insurance coverage end?

A borrower's insurance with respect to any indebtedness shall terminate on the earliest of: 

a. the date the group Policy terminates; 
b. the date the loan is completely discharged by payment or by renewal or refinancing prior to the scheduled maturity dates; 
c. the date the borrower's installment payments on the indebtedness becomes in default for more than 3 months; 
d. the date ownership of the loan is transferred or assigned to a creditor other than Tonik named herein; 
e. the end of the period for which premiums are paid to Sun Life Grepa for the borrower's insurance on the indebtedness 
f. the date Tonik advises Sun Life Grepa of the termination of the borrower's insurance on the indebtedness; or 
g. the date the borrower attains age of [59]