Where else can 2 become 4.5% but in your Tonik Luv Stash​
Invite your one-and-only and get that special high interest rate*​
Create
1. Create a Luv Stash on your Tonik App
Open the Tonik App and tap on "Stash." Select "Luv Stash" found in the options on your screen and personalize your Luv Stash with a name.

Remember, if you are the one creating the
Luv Stash, you will be the owner.
Invite
2. Invite your luv to open a Tonik Account
Your partner must be a brand new Tonik user with an account created within the promo period (12:01AM on Feb. 1 to 11:59PM on Feb. 29, 2024). Make sure they complete the onboarding process!​
Contribute
3. Contribute at least ₱14 each to your Group Stash
₱14 each is all it takes to kick off your Luv Stash. Add to Stash from your topped up Tonik Account for a seamless deposit!
Earning
4. Your Group Stash will start earning 4.5% interest p.a. on March 8, 2024
After completing steps 1-3, the rate will be adjusted automatically, and you will start earning 4.5% interest p.a. for up to 3 months starting from the date of the Group Stash's creation.

​*Originally for Group Stashes with 3 contributing members

Read the full Terms & Conditions of this program --> ​

Per DTI Fair Trade Permit No. FTEB185528 Series of 2024

Start your Luv Stash now!​