Terms and Conditions

The participation in the program is open to all verified Tonik customers with an open Tonik Savings Account. 
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The Tonik customer must have a verified Tonik Account to start a Luv Stash. To verify your Tonik Account, you must submit any one of the six valid and eligible government IDs. Learn more here: https://tonikbank.com/faq/how-can-i-upgrade-my-tonik-account 

Participants should top up their Tonik Savings Account via Instapay.
 
The amount that will be reimbursed to the participants will be based on their source bank’s published Instapay rates. 

The following are not qualified to participate in this promotion: 
Non-Filipino citizens 

Tonik reserves the right to cancel the participation of participants if any abuse, fraud, or proven suspicious activities are found, or if found to violate the Terms & Conditions of this program, the Tonik General Terms & Conditions, or any prevailing regulations of the Bangko Sentral ng Pilipinas. 

By participating in this program, you have read, understood, and agreed to all applicable terms and conditions of the Luv Stash Promo, including Tonik's Deposit General Terms & Conditions as found in https://tonikbank.com/general-terms-and-conditions

For more information, you can reach out to Tonik Customer Care through the in-app chat feature in the Tonik application or reach out via other channels: [email protected] and 2 5322 2645